Den bornholmske pensionsmægler ApS

 

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Analyst: XBRLDenmark
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Bankruptcy Risk 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Bankruptcy risk for industry  1.5% 1.5% 1.5% 1.5% 1.5%  
Bankruptcy risk  20.7% 21.5% 15.5% 21.8% 12.2%  
Credit score (0-100)  6 4 11 4 19  
Credit rating  B B BB B BB  
Credit limit (kDKK)  0.0 0.0 0.0 0.0 0.0  

How are these values calculated?
 
View the automatically generated explanation of bankruptcy risk

Income statement (kDKK) 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12

Net sales  0 0 0 0 0  
Gross profit  0.8 -13.4 -12.8 -4.4 -2.3  
EBITDA  0.8 -13.4 -12.8 -4.4 -2.3  
EBIT  0.8 -13.4 -12.8 -4.4 -2.3  
Pre-tax profit (PTP)  -13.8 5.9 43.3 61.0 112.9  
Net earnings  -13.8 5.1 33.7 47.2 113.4  
Pre-tax profit without non-rec. items  -13.8 5.9 43.3 61.0 113  

 
See the entire income statement

Balance sheet (kDKK) 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12

Tangible assets total  0.0 0.0 0.0 0.0 0.0  
Shareholders equity total  36.2 41.3 75.0 97.7 166  
Interest-bearing liabilities  16.0 10.9 0.0 3.8 1.7  
Balance sheet total (assets)  57.2 58.0 89.6 120 173  

Net Debt  -35.3 -44.5 -78.8 -7.8 -52.2  
 
See the entire balance sheet

Volume 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12

Net sales  0 0 0 0 0  
Net sales growth  0.0% 0.0% 0.0% 0.0% 0.0%  
Gross profit  0.8 -13.4 -12.8 -4.4 -2.3  
Gross profit growth  0.0% 0.0% 4.9% 65.7% 48.0%  
Employees  0 0 0 0 0  
Employee growth %  0.0% 0.0% 0.0% 0.0% 0.0%  
Employee expenses  0.0 0.0 0.0 0.0 0.0  
Balance sheet total (assets)  57 58 90 120 173  
Balance sheet change%  0.0% 1.4% 54.5% 34.2% 43.7%  
Added value  0.8 -13.4 -12.8 -4.4 -2.3  
Added value %  0.0% 0.0% 0.0% 0.0% 0.0%  
Investments  0 0 0 0 0  

Net sales trend  0.0 0.0 0.0 0.0 0.0  
EBIT trend  1.0 -1.0 -2.0 -3.0 -4.0  

Profitability 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
EBITDA %  0.0% 0.0% 0.0% 0.0% 0.0%  
EBIT %  0.0% 0.0% 0.0% 0.0% 0.0%  
EBIT to gross profit (%)  100.0% 100.0% 100.0% 100.0% 100.0%  
Net Earnings %  0.0% 0.0% 0.0% 0.0% 0.0%  
Profit before depreciation and extraordinary items %  0.0% 0.0% 0.0% 0.0% 0.0%  
Pre tax profit less extraordinaries %  0.0% 0.0% 0.0% 0.0% 0.0%  
ROA %  -24.2% 10.2% 59.2% 58.4% 77.0%  
ROI %  -26.5% 10.2% 63.3% 69.5% 83.8%  
ROE %  -38.2% 13.3% 57.9% 54.7% 86.0%  

Solidity 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Equity ratio %  63.2% 71.2% 83.7% 81.2% 96.1%  
Relative indebtedness %  0.0% 0.0% 0.0% 0.0% 0.0%  
Relative net indebtedness %  0.0% 0.0% 0.0% 0.0% 0.0%  
Net int. bear. debt to EBITDA, %  -4,154.9% 331.9% 617.6% 179.4% 2,292.0%  
Gearing %  44.3% 26.5% 0.0% 3.9% 1.0%  
Net interest  0 0 0 0 0  
Financing costs %  0.0% 0.0% 7.5% 15.4% 0.0%  

Liquidity 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Quick Ratio  9.0 10.1 6.0 5.3 25.9  
Current Ratio  9.0 10.1 6.0 5.3 25.9  
Cash and cash equivalent  51.3 55.5 78.8 11.6 53.9  

Capital use efficiency 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Trade debtors turnover (days)  0.0 0.0 0.0 0.0 0.0  
Trade creditors turnover (days)  0.0 0.0 0.0 0.0 0.0  
Current assets / Net sales %  0.0% 0.0% 0.0% 0.0% 0.0%  
Net working capital  50.9 52.3 73.5 97.7 166.1  
Net working capital %  0.0% 0.0% 0.0% 0.0% 0.0%  

Employee efficiency 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Net sales / employee  0 0 0 0 0  
Added value / employee  0 0 0 0 0  
Employee expenses / employee  0 0 0 0 0  
EBITDA / employee  0 0 0 0 0  
EBIT / employee  0 0 0 0 0  
Net earnings / employee  0 0 0 0 0