L.J. FINANS ApS

 

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Analyst: XBRLDenmark
 
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Bankruptcy Risk 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Bankruptcy risk for industry  1.5% 1.5% 1.5% 1.5% 1.5%  
Bankruptcy risk  1.2% 2.2% 1.7% 1.2% 1.1%  
Credit score (0-100)  82 65 72 82 82  
Credit rating  A BBB A A A  
Credit limit (kDKK)  113.5 0.2 6.4 195.8 228.0  

How are these values calculated?
 
View the automatically generated explanation of bankruptcy risk

Income statement (kDKK) 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12

Net sales  0 0 0 0 0  
Gross profit  0.0 0.0 0.0 0.0 0.0  
EBITDA  -7.0 -8.5 -8.7 -9.8 -10.0  
EBIT  -7.0 -8.5 -8.7 -9.8 -10.0  
Pre-tax profit (PTP)  829.5 -28.2 214.3 678.0 562.7  
Net earnings  829.5 -28.2 181.0 652.1 509.6  
Pre-tax profit without non-rec. items  830 -28.2 214 678 563  

 
See the entire income statement

Balance sheet (kDKK) 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12

Tangible assets total  0.0 0.0 0.0 0.0 0.0  
Shareholders equity total  5,316 5,288 5,469 6,121 6,631  
Interest-bearing liabilities  0.0 0.0 0.0 0.0 0.0  
Balance sheet total (assets)  5,338 5,310 5,524 6,170 6,682  

Net Debt  -1,885 -1,971 -2,106 -2,004 -2,030  
 
See the entire balance sheet

Volume 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12

Net sales  0 0 0 0 0  
Net sales growth  0.0% 0.0% 0.0% 0.0% 0.0%  
Gross profit  0.0 0.0 0.0 0.0 0.0  
Gross profit growth  0.0% 0.0% 0.0% 0.0% 0.0%  
Employees  1 1 1 0 0  
Employee growth %  0.0% 0.0% 0.0% -100.0% 0.0%  
Employee expenses  0.0 0.0 0.0 0.0 0.0  
Balance sheet total (assets)  5,338 5,310 5,524 6,170 6,682  
Balance sheet change%  18.4% -0.5% 4.0% 11.7% 8.3%  
Added value  -7.0 -8.5 -8.7 -9.8 -10.0  
Added value %  0.0% 0.0% 0.0% 0.0% 0.0%  
Investments  0 0 0 0 0  

Net sales trend  0.0 0.0 0.0 0.0 0.0  
EBIT trend  -4.0 -5.0 -5.0 -5.0 -5.0  

Profitability 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
EBITDA %  0.0% 0.0% 0.0% 0.0% 0.0%  
EBIT %  0.0% 0.0% 0.0% 0.0% 0.0%  
EBIT to gross profit (%)  0.0% 0.0% 0.0% 0.0% 0.0%  
Net Earnings %  0.0% 0.0% 0.0% 0.0% 0.0%  
Profit before depreciation and extraordinary items %  0.0% 0.0% 0.0% 0.0% 0.0%  
Pre tax profit less extraordinaries %  0.0% 0.0% 0.0% 0.0% 0.0%  
ROA %  16.8% -0.5% 4.0% 13.0% 8.8%  
ROI %  16.9% -0.5% 4.0% 13.1% 8.8%  
ROE %  16.9% -0.5% 3.4% 11.3% 8.0%  

Solidity 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Equity ratio %  99.6% 99.6% 99.0% 99.2% 99.2%  
Relative indebtedness %  0.0% 0.0% 0.0% 0.0% 0.0%  
Relative net indebtedness %  0.0% 0.0% 0.0% 0.0% 0.0%  
Net int. bear. debt to EBITDA, %  26,925.7% 23,134.3% 24,237.7% 20,351.7% 20,346.6%  
Gearing %  0.0% 0.0% 0.0% 0.0% 0.0%  
Net interest  0 0 0 0 0  
Financing costs %  0.0% 0.0% 0.0% 0.0% 0.0%  

Liquidity 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Quick Ratio  199.2 209.5 89.2 103.0 100.9  
Current Ratio  199.2 209.5 89.2 103.0 100.9  
Cash and cash equivalent  1,884.8 1,971.0 2,105.8 2,004.2 2,030.0  

Capital use efficiency 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Trade debtors turnover (days)  0.0 0.0 0.0 0.0 0.0  
Trade creditors turnover (days)  0.0 0.0 0.0 0.0 0.0  
Current assets / Net sales %  0.0% 0.0% 0.0% 0.0% 0.0%  
Net working capital  3,967.9 4,147.6 4,301.0 4,468.5 4,618.6  
Net working capital %  0.0% 0.0% 0.0% 0.0% 0.0%  

Employee efficiency 
2019
2019/12
2020
2020/12
2021
2021/12
2022
2022/12
2023
2023/12
Net sales / employee  0 0 0 0 0  
Added value / employee  -7 -9 -9 0 0  
Employee expenses / employee  0 0 0 0 0  
EBITDA / employee  -7 -9 -9 0 0  
EBIT / employee  -7 -9 -9 0 0  
Net earnings / employee  830 -28 181 0 0